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Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call JBN United Insurance Services today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

JBN United Insurance Services

270 Conejo Ridge Ave., Suite 205
Thousand Oaks, CA 91361
Main office: 805-296-7877

Our Providers

At JBN they know that Certificates of Insurance are critical for Contractors. JBN gets them to me quickly and accurately. The staff is very knowledgeable and responsive.
We have partnered with JBN to handle our commercial insurance and risk management needs for over 15 years. We never hesitate to recommend them to other business owners.
Our firm has greatly benefited from the consultative and strategic approach the JBN team brings to risk management and commercial insurance.
The JBN Team is remarkably responsive to our firm’s needs. Creative, accurate and knowledgeable.
The Team at JBN helped us to understand the various coverage options available and guided us through making the right decision for our company.