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Professional Liability in Southern California and Beyond

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At JBN United Insurance Services, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, JBN United Insurance Services recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with JBN United Insurance Services today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

JBN United Insurance Services

270 Conejo Ridge Ave., Suite 205
Thousand Oaks, CA 91361
Main office: 805-296-7877

Our Providers

At JBN they know that Certificates of Insurance are critical for Contractors. JBN gets them to me quickly and accurately. The staff is very knowledgeable and responsive.
We have partnered with JBN to handle our commercial insurance and risk management needs for over 15 years. We never hesitate to recommend them to other business owners.
Our firm has greatly benefited from the consultative and strategic approach the JBN team brings to risk management and commercial insurance.
The JBN Team is remarkably responsive to our firm’s needs. Creative, accurate and knowledgeable.
The Team at JBN helped us to understand the various coverage options available and guided us through making the right decision for our company.